Sunday, September 22, 2013
For long-term care, CLASS evaporates; do we need a debate on "sacrifice"?
Michelle Singletary, in a syndicated business column, writes in the Washington Post Sunday morning about “Our looming long-term care crisis”, link here. The column concerns the demise of the CLASS Act, which would allowed voluntary payroll deductions to save for future long term care. The problem was, as always, that people most likely to need it can’t afford even the deductions.
The key interim step was a “commission” or committee, kicking the can down the road.
Singletary points out that Medicare doesn’t normally pay for custodial care, and that people are forced to depend on “family and friends”, often requiring unelected sacrifice from them. (I can remember some Sunday School sessions in the fall of 2008 about “sacrifice”.) But that seems to be what social conservatives (of the Rick Santorum ilk) want to see, more “social capital”. But the moral responsibility of people, outside of their scope of choice in having their own children, to step up to these sacrificial challenges does need to be debated, formally.