Tuesday, September 22, 2009

Democratic Senators (Baucus) try to muzzle Humana on speaking out and "misleading" seniors on proposed health care reform!

There is a brawl going on with an action taken by the Centers for Medicare & Medicaid Services (CMS) , by issuing what amounts to a a “cease and desist” letter to Humana for allegedly attempting to mislead seniors who receive Medicare Advantage products into believing that pending health care legislation (like the Baucus bill) will cut their benefits. CMS apparently took this action at the urging of the Montana Democratic Senator (Max Baucus). The best link for this story seems to live on the US Senate’s own website, here. Medicare beneficiaries often get account statements from CMS (as do I).

On ABC World News Tonight on Tuesday Sept. 22, Z. Bryon Wolf reported that HHS (the Department of Health and Human Services) was investigating where Humana and perhaps other insurance companies selling Medicare Advantage were breaking federal law. The link is here. ABC reports that Humana was told to stop sending letters and to remove certain materials from its website. Am I breaking federal law by giving a link to Humana here? Come and get me. ABC News had fun with this one.

Republicans naturally accused Baucus and HHS and CMS for unconstitutional attacks on (corporate) free speech, possibly affecting the livelihood of agents and insurance company employees (don’t tell leftist Michael Moore about this!)

In 2005, Humana approached me about becoming a life insurance agent, as did New York Life. I did not pursue it, as I am not the kind of person to go out and manipulate families (or especially other seniors) into buying products that may not always be in their best interest when looked at objectively. I was also approached in Minnesota in 2003 by PrimeVest, about a plan to sell conversion of whole life to term life. “We’ll give you the words” they said. I’d rather do the analysis, get to the truth, and write the words myself! Let somebody else manipulate people. But then, if you have a family to support, you fight for them, and that means manipulating people to sell to them, sometimes.

I would think that this was a skit on Saturday Night Live if it weren't real. Seth Meyers will have fun with this one. This time the Democrats get egg on their face. But maybe it really isn't funny.

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